A Share Certificate is a great way to earn higher annual percentage yields. Our Share Certificates come with a variety of terms and they provide a liquid and worry-free investment.
Earn More When You "Ladder" Your Certificates
You can increase your overall Share Certificate investment return and retain liquidity with a technique called "laddering." For example, instead of investing $5,000 into one certificate, invest into 4 separate credit union certificates. Purchase 6-month, 12-month, 18-month, and 24-month certificates. As each certificate comes due, roll it into a new, higher-yield certificate. When you invest this way, you will have 1/4 of your funds coming due every six months. By the end of 24-months, all of your certificates will be receiving the highest dividend. You can also take advantage of special periodic rate specials when available to maximize your returns.
*Penalties apply for early withdrawal
For additional information or to make an appointment with one our our investment specialists call Member Services at 1-800-272-6003 x 1477 (or Option 2)