Your Path to Financial Fitness Starts Here

At Bayer Heritage FCU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.


Free Webinars

We're very excited to announce our free upcoming webinars! Reserve your virtual seat today.


JUNE - BASICS OF PERSONAL FINANCE

From managing daily expenses to investing for retirement, this webinar helps participants set personal finance goals, learn the basics of smart money management, and build a solid financial foundation for the future.

SIGN UP Session 2: Thursday, June 14, 2018. Time: 8:30 pm - 9:30 pm EDT


JULY - USING CREDIT CARDS WISELY

A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach.

SIGN UP Session 1: Tuesday, July 10, 2018. Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, July 19, 2018. Time: 8:30 pm - 9:30 pm EDT


AUGUST - DRIVE AWAY HAPPY: CAR-BUYING DECISIONS

Getting a card can be overwhelming and stressful with all the decisions to make: new or used; buy or lease;zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible, while also making wise financial decisions.

SIGN UP Session 1: Tuesday, August 7, 2018. Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, August 16, 2018. Time: 8:30 pm - 9:30 pm EDT


SEPTEMBER - FINANCIAL FIRST AID

Getting a card can be overwhelming and stressful with all the decisions to make: new or used; buy or lease;zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible, while also making wise financial decisions.

SIGN UP Session 1: Tuesday, September, 4, 2018 Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, September 13, 2018. Time: 8:30 pm - 9:30 pm EDT


Check out the newly redesigned BALANCE website to access free programs and resources to guide you toward financial success.

To speak with a counselor, call toll-free 888-456-2227. Monday–Thursday 5 AM–8 PM, Friday 5 AM–5 PM, Saturday 8 AM–5 PM (Pacific Time)