Your Path to Financial Fitness Starts Here

At Bayer Heritage FCU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

Free Webinars

We're very excited to announce our free upcoming webinars! Reserve your virtual seat today.


No matter how you define financial success, the paths to get there require discipline and goals. This workshop teaches participants ways to control their finances. Topics include developing a spending plan, creating objectives, weighing insurance needs, and other tools that will put you on the road to personal financial victory.

SIGN UP Session 1: Tuesday, July 11, 2017. Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, July 20, 2017. Time: 8:30 pm - 9:30 pm EDT


Everyone wants control over their financial lives, but how do we get it? In one word: budget. Participants will identify their short and long-term goals, and learn how to design realistic spending and savings plans to reach those objectives, including options for getting out of debt (and staying there).

SIGN UP Session 1: Tuesday, August 8 2017. Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, August 17, 2017. Time: 8:30 pm - 9:30 pm EDT


As the cost of college tuition continues to rise, parents wonder how they can afford to pay for higher education for children or themselves. Participants will learn about long-term savings strategies, financial aid opportunities, and other ways they can make college education a reality.

SIGN UP Session 1: Tuesday, September 12, 2017. Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, September 21, 2017. Time: 8:30 pm - 9:30 pm EDT

Check out the newly redesigned BALANCE website to access free programs and resources to guide you toward financial success.

To speak with a counselor, call toll-free 888-456-2227. Monday–Thursday 5 AM–8 PM, Friday 5 AM–5 PM, Saturday 8 AM–5 PM (Pacific Time)