Your Path to Financial Fitness Starts Here

At Bayer Heritage FCU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.


Free Webinars

We're very excited to announce our free upcoming webinars! Reserve your virtual seat today.


SEPTEMBER - COLLEGE FINANCING 101

As the cost of college tuition continues to rise, parents wonder how they can afford to pay for higher education for children or themselves. Participants will learn about long-term savings strategies, financial aid opportunities, and other ways they can make college education a reality.

SIGN UP Session 1: Tuesday, September 12, 2017. Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, September 21, 2017. Time: 8:30 pm - 9:30 pm EDT


OCTOBER - FAFSA: THE KEY TO UNLOCKING FINANCIAL AID

The Free Application for Federal Student Aid (FAFSA) is a government form that streamlines the financial aid process, which can help reduce your student loan burden. This workshop covers FAFSA basics, and provides insight into the application process, how to complete the FAFSA online, federal requirements, and receiving and maintaining federal financial aid. Don't miss out!

SIGN UP Session 1: Tuesday, October 10, 2017. Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, October 19, 2017. Time: 8:30 pm - 9:30 pm EDT


NOVEMBER - ON THE ROAD TO RICHES: THE BASICS OF SAVING AND INVESTING

Investing is one of the smartest things consumers can do to secure a brighter financial future. Every investor has different goals, risk tolerance, and cash flow, which will impact savings and investment choices. Participants will learn about saving strategies and tactics, investment tools, and how to develop an investment portfolio that works with their lifestyle and budget.

SIGN UP Session 1: Tuesday, November 7, 2017. Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, November 16, 2017. Time: 8:30 pm - 9:30 pm EDT


Check out the newly redesigned BALANCE website to access free programs and resources to guide you toward financial success.

To speak with a counselor, call toll-free 888-456-2227. Monday–Thursday 5 AM–8 PM, Friday 5 AM–5 PM, Saturday 8 AM–5 PM (Pacific Time)