Your Path to Financial Fitness Starts Here

At Bayer Heritage FCU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.


Free Webinars

We're very excited to announce our free upcoming webinars! Reserve your virtual seat today.

 

AUGUST - DRIVE AWAY HAPPY: CAR-BUYING DECISIONS

Getting a car can be overwhelming and stressful with all the decisions to make: new or used; buy or lease; zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to have the best car shopping experience possible, while also making wise financial decisions.

SIGN UP Session 2: Thursday, August 16, 2018. Time: 8:30 pm - 9:30 pm EDT


SEPTEMBER - FINANCIAL FIRST AID

A financial crisis can throw even the best money management plan into chaos. This session focuses on ways to gain control of a crisis. Participants will learn about financial assessments, expense prioritization, and effective negotiation with creditors.

SIGN UP Session 1: Tuesday, September, 4, 2018 Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, September 13, 2018. Time: 8:30 pm - 9:30 pm EDT

 

OCTOBER - SAFEGUARDING KIDS' IDENTITY AND ONLINE PRIVACY

Today's youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy and cyber-bullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior.

SIGN UP Session 1: Tuesday, October 9, 2018 Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, October 18, 2018. Time: 8:30 pm - 9:30 pm EDT


NOVEMBER - BREEZING THROUGH THE HOLIDAYS

It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future.

SIGN UP Session 1: Tuesday, November 6, 2018 Time: 1:30 pm - 2:30 pm EDT

SIGN UP Session 2: Thursday, November 29, 2018. Time: 8:30 pm - 9:30 pm EDT

 

Check out the newly redesigned BALANCE website to access free programs and resources to guide you toward financial success.

To speak with a counselor, call toll-free 888-456-2227. Monday–Thursday 5 AM–8 PM, Friday 5 AM–5 PM, Saturday 8 AM–5 PM (Pacific Time)