Our goal, at Bayer Heritage Federal Credit Union, is to provide you the tools that you need to be an educated and financially secure member. From financial counseling and FICO scores, to fraud awareness and insurance information, we will always strive to partner with 3rd parties who provide the additional helpful information you need.


Adobe Reader
Download for free to read our quarterly on-line newsletter.


Annual Credit Report.com
Request your free annual credit report. It's quick, easy and secure.


BALANCE Financial Fitness Program
Bayer Heritage FCU provides access to free and confidential financial counseling and education through BALANCE.


Be Alert! Security and Fraud Awareness Training Module
Because an educated member is a protected member.


CUDL AutoSMART
The AutoSMART program was developed by CUDL and is an on-line vehicle purchasing resource for members. 


myFICO: Credit Education
Everything you need to learn about your FICO score and managing your credit.


My Loan Insurance
If you receive a notice from Bayer Heritage FCU requesting that you provide evidence of current insurance (as required by your loan agreement), use this secure site to submit insurance information electronically to us.


N.A.D.A. Official Car Guide
Before you buy, check the value of the car you want in the N.A.D.A. Official Car Guide. 


NCUA: How Your Accounts are Federally Insured
The National Credit Union Administration, commonly referred to as NCUA, s the federal government agency that charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). 


NCUA Insurance Video
View the NCUA Insurance video to learn about the safety and security of your Credit Union. 


NewTek Business Services
Business and financial services to increase sales, reduce costs and minimize business risk. Our Business Specialist will assist you in achieving your business goals.


Turbo Tax
Prepare, Print and E-file with TurboTax Federal Free Edition and get your maximum refund guaranteed! 


Tax ID Number (EIN)
It is FREE to set up a Tax ID Number (EIN) through the IRS website or their toll free phone number: (800) 829-4933. This can be used for estates, businesses, trusts, organizations, etc. There is no need to pay 3rd party companies for this service.