What is an Adjustable Rate Mortgage (ARM)?

An adjustable rate mortgage, called an ARM for short, is a mortgage with an interest rate that is linked to an economic index. The interest rate, and your payments, are periodically adjusted up or down as the index changes.

Interest rates on our ARM products are normally set lower than standard fixed rates. This rate provides initial lower payments for increased purchasing power. Our ARM provides an initial fixed rate for a period of time and adjusts annually thereafter. This is a great option for those who want added payment stability and lower monthly expense.


Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.


Click here to Apply for a Loan Online

For more information about our current terms and rates call our Mortgage Lending Department: 800-272-6003 ext. 1474 or send an send an email request.



Whether you are purchasing, refinancing, building or using your equity, we offer mortgage products suitable for any lifestyle. We have trained mortgage professionals ready to answer your questions and help you find the loan that fits your needs. Let us help you determine the best and most economical mortgage product for you. We are able to provide Mortgage Lending Services in the following states: OH, WV, SC, NC, FL, TX and PA.