New Debit Card Rewards! When You Buy, Amplify with Ampre!

Ampre cash back offers are tied directly to your card from the most popular NATIONAL brands, plus your favorite regional and local retailers too. Create an account with your BHFCU debit card or sign in and see how much you're saving.

Click here to create your amp-re rewards account or for additional information.



EMV Chip Debit Cards with Enhanced Fraud Protection

It looks like a credit card. It works like a credit card. But it isn't a credit card. It's the Visa EMV chip debit card - a special service from Bayer Heritage Federal Credit Union. It may look and work like a credit card, but when you use it, it's just as if you'd written a share draft (check) from your account. Simply use the card at any merchant accepting Visa and your share draft account will be automatically debited for the transaction. This unique service offers you the convenience of a plastic card, enhanced security, plus worldwide access to your share draft account.

Shopping is easier with our Visa check card (debit card). It looks like a credit card, but works like a check! Use your EMV chip debit card anywhere Visa is accepted.



How do I get a Bayer Heritage EMV Chip Debit Card?

If you currently have a checking account at Bayer Heritage FCU but do not have a debit card, simply complete our Debit Card Application, mail it in or bring it to one of our offices and you are on your way!


If you currently do not have a checking account with us, but are a member with a savings (share account), simply use this link and choose: Open Secondary Account.

If you are currently NOT a member of Bayer HFCU....... why wait ? We offer checking and debit cards with: 

  • no monthly fees
  • no minimum balances

Apply for membership online today or stop by any of our convenient locations.


I want one but my checking account is with a different institution?

We’ve made it easy for you to switch to our "drama free" checking accounts and debit cards. Use our convenient Checking Account Switch Kit to begin your move today. It’s easier than you think and if you have questions or need some assistance, simply stop by any of our offices and our Member Services Staff will be happy to help!


Fraud Protection

In today’s world with fraud growing at an alarming rate, you can feel secure using your Bayer Heritage debit card. All of our cards are monitored by a fraud prevention network. This means that our cards are monitored 24 hrs a day, 7 days a week, for unusual activity outside the normal spending pattern and geographical area of our cardholders. To avoid denials when traveling, please notify the credit union of your travel plans and we will be happy to note your account to avoid any inconvenience.


Checking Debit Card Dispute (Unauthorized Transactions)

If you believe there has been an unauthorized transaction against your card, please call our Vantiv Dispute Specialist:

1-800-808-6402
Monday - Friday, 8:00 a.m. - 8:00 pm ET


Lost or Stolen Cards

Lost or Stolen Visa Debit Card Hotline


ATM Locations

View the ATM Locator , or contact us with questions.


Apply for your card today!

To apply, complete this debit card application . Submit online, or print and mail to Bayer Heritage FCU, 17612 Energy Road, Proctor, WV 26055. You may also drop off your application at any Bayer Heritage FCU office. You can expect your debit card to arrive within 10 business days of your approval. Your PIN will be sent to you in a separate mailing. If you prefer, you may select your own PIN by indicating it on the application or by contacting Bayer Heritage FCU in writing or in person. Before you know it, you'll be experiencing all the benefits of checkless, ATM checking with one simple card. 


For additional information call Card Services:
1-800-272-6003 x1498