What is a Home Equity Line of Credit (HELOC)?

Just like a home equity loan, a HELOC depends on how much equity you've built up in your home. The amount you can borrow is essentially the difference between what your home is actually worth and how much you still owe on your mortgage. Instead of receiving one large loan, though, you get a line of credit — a set amount from which you can regularly withdraw funds. In that sense, it's like a credit card, except the interest rates are usually lower.

If you're like most people, your home is your biggest asset, and arguably the single largest investment you're ever likely to make. HELOCs can help you make the most of that investment.

Our Home Equity Line of Credit allows you to advance funds when needed without the hassle of applying for another loan. The advantage of this type of product is that you only pay on it as you use it!

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.


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For more information about our current terms and rates call our Mortgage Lending Department: 800-272-6003 ext. 1474 or send an email request.


Whether you are purchasing, refinancing, building or using your equity, we offer mortgage products suitable for any lifestyle. We have trained mortgage professionals ready to answer your questions and help you find the loan that fits your needs. Let us help you determine the best and most economical mortgage product for you. We are able to provide Mortgage Lending Services in the following states: OH, WV, SC, NC, FL, TX and PA.