What is a Land Loan?

Found the perfect plot of land to build your dream home, retirement cottage or hunting cabin in years to come? Or hoping to purchase land as an investment? A Bayer Heritage FCU Land Loan lets you purchase vacant land without the pressure to build immediately.
We offer land loans with a fixed interest rate. This is perfect if you want to eventually build your dream home or just use your land for recreational purposes!


Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.


Click here to Apply for a Loan Online

For more information about our current terms and rates call our Mortgage Lending Department: 800-272-6003 ext. 1474 or send an email request.


Whether you are purchasing, refinancing, building or using your equity, we offer mortgage products suitable for any lifestyle. We have trained mortgage professionals ready to answer your questions and help you find the loan that fits your needs. Let us help you determine the best and most economical mortgage product for you. We are able to provide Mortgage Lending Services in the following states: OH, WV, SC, NC, FL, TX and PA.