More Than a Checking Account

The term "share draft" comes from you writing a "draft" (another term for a check) against a "share" account you have as a member of Bayer Heritage Federal Credit Union. 

There are some important differences between our share draft accounts and the checking accounts for most banks. 

Most noticeably, they are: 

  • No Service Charge – No Minimum Balance
  • Unlimited Deposits and Withdrawals
  • Overdraft Privilege 
  • Free Online Banking
  • Free Online Bill Payment with 10 or more debit card transactions per month
  • Free Visa® ATM/Debit Card
  • Free Electronic Monthly Statements
  • Unlimited Check Writing / ATM Transactions
  • Courtesy Pay option

Open your Bayer Heritage FCU Share Draft Account today with a $25 minimum initial deposit!

Share Draft Account

Minimum Initial Deposit$25
FREE On-Line Banking
FREE Debit Card
Overdraft Privilege
Imaged Statements
Imaged Check Copies
No Minimum Balance

Need to Reorder Checks?

Reorder Checks

Need to Find an ATM Location?

ATM Locator 

Need to Switch Your Account to Bayer Heritage FCU?

We’ve made it easy for you to switch to our "drama free" checking accounts and debit cards. Use our convenient Checking Account Switch Kit to begin your move today. It’s easier than you think and if you have questions or need some assistance, simply stop by any of our offices and our Member Services Staff will be happy to help!

For additional information call Member Services:
1-800-272-6003 x 1477 (or Option 2)