Planning For Your Retirement is Important

No matter what stage of life you’re in, saving now with an IRA can better prepare you financially for your future, especially during retirement. Whether you are just starting out in your career, planning for your family, or close to retirement, it’s never too late to start saving with a Traditional or Roth IRA and to take advantage of the many benefits that they can offer along the way.

Bayer Heritage Federal Credit Union offers both Traditional IRA and Roth IRA Share Accounts and Share Certificates for your tax deferred funds. We can accept Direct Transfers and Direct Rollovers from IRAs and Qualified Pension Plans from other institutions as well as your eligible IRA contributions.


Start Planning Today with IRAs!

Exploring Your IRA Options - Roth IRA vs. Traditional IRA


Traditional IRA

Answers to Your Questions – Traditional IRA

Securing Your Retirement One SEP at a Time


Roth IRA

Answers to Your Questions – Roth IRA

Taking a Closer Look at Eligibility


Rollovers and Conversions

Rolling Your Way to a Better Retirement

Moving Into a Roth IRA


For additional information or to make an appointment with one our our IRA Specialists call Member Services at 1-800-272-6003 x 1477 (or Option 2)