Effective December 1, 2018
Account Dividend Rate
APR*
APY**
Savings 0.150% 0.15%
Christmas Club 0.250% 0.25%
Vacation Club 0.150% 0.15%
IRA Savings 0.750% 0.75%
Checking 0.000% 0.00%
Customized Share & IRA Certificate Rates
Minimum Deposit: $500 - penalty for early withdrawal
Certificate Term Dividend Rate
APR*
APY**
3 to 5 Months 1.500% 1.51%
6 to 11 Months 1.500% 1.51%
12 to 23 Months 2.000% 2.02%
24 to 35 Months 2.250% 2.28%
36 to 47 Months 2.250% 2.28%
48 to 59 Months 2.750% 2.79%
60 Months 3.000% 3.05%

Rates may change at any time

*APR = Annual Percentage Rate

**APY = Annual Percentage Yield

Minimum Opening Deposit for a savings account is $5.00
Minimum Opening Deposit for a checking account is $25.00