Effective June 1, 2015. 
Have Questions? Call: 800-272-6003 ext. 1483

Security Advances

New and Used Autos, ATVs, Recreational Homes* (Campers, Motor Homes and Travel Trailers), Motorcycles, Farm Equipment, Watercrafts and Stocks

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ScoreGrade of Paper24 Mo.36 Mo.48 Mo.60 Mo.72 Mo.84 Mo.
680 - 729A2.49%2.49%2.49%2.49%2.99%4.49%
640 - 679B3.99%3.99%3.99%3.99%4.99%5.99%
600 - 639C8.25%8.50%8.75%9.00%9.25%9.75%
550 - 599D11.25%11.50%11.75%12.00%12.25%N/A
549 or LessE16.25%16.50%16.75%17.00%N/AN/A

Other Advances

Personal/Signature (Revolving Credit, Home Improvements, Overdraft Protection, Computer Loan)
Up to 60 month terms

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ScoreGrade of PaperRatesCredit Card Rates
680 - 729A12.25%9.25%
640 - 679B14.25%12.25%
600 - 639C16.50%15.50%
550 - 599D18.00%18.00%
549 or LessE18.00%18.00%

Apply Now

*Motor Homes/Travel Trailers/Campers - Platinum/A/B grades of paper are eligible for terms up to 10 Years at 90% LTV on balances $30,000 and greater. The interest rate will increase by .25% for each year after the stated rate for 84 months.

*All auto loans .25% given upon approval.
**Other reward discounts available - Contact BHFCU for details.
Shared Secured - 2% above the dividend paid on pledged certificate.
Your interest rate, corresponding APR, and term will be based on certain credit worthiness criteria, loan to value, vehicle age, and amount financed. Apply today to determine your qualifying APR.
Bayer HFCU makes all final decisions regarding secured values and proper rate. Some Restrictions apply.