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Debit Cards

Convenient & Secure!

  • Access money directly from your checking account
  • View a complete transaction history on your mobile device or online
  • Accepted at millions of locations worldwide
  • Easier and safer than checks or cash 
  • Shop online, at stores, or over the phone
  • Access money for free at thousands of ATMs nationwide
  • Quickly get cash back at participating merchants using your PIN
  • We'll notify you of unusual activity and help protect you from debit card fraud
  • Digital Wallet (Apple Pay, Google Pay, and Samsung Pay)
  • Chip Enabled Debit Cards - Embedded microchip that provides additional protection from fraud and unauthorized use 

Apply for your card today!

Complete the debit card application to apply and then either submit online or mail to Bayer Heritage FCU, 17612 Energy Road, Proctor, WV 26055. You can, also, drop it off at any of our locations. For your convenience, we now offer instant issue debit cards!  Before you know it, you’ll be experiencing all the benefits of checkless, ATM checking with one simple card!

When You Buy, Amplify with Ampre Debit Card Rewards!

Your debit card is automatically enrolled in the Ampre Debit Card Rewards program so you can receive cash back offers from some of the most popular NATIONAL brands, plus your favorite regional and local retailers! 

Checking Debit Card Dispute (Unauthorized Transactions)

If you believe there has been an unauthorized transaction against your card, please call our Dispute Specialist:


Mon - Fri, 8:00 am - 8:00 pm ET

Have the following information ready:

  • 16 Digit Card Number
  • Transaction Date
  • Merchant Name
  • Supporting Documents

Lost or Stolen Cards

Visa gift cards

Prepaid debit cards

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Want to add more security & control to your debit & credit cards? Of course you do! Get started with MobiMoney
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digital wallet

Talk about convenience! Make purchases directly from your mobile device using Digital Wallet
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CU access while traveling

As a member, you have access to a network of 5,000+ credit unions (at no cost). Pretty sweet, huh? Shared Branching

NEED A Hand? we're here to help!


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Rates as low as 8.75% with no annual or balance transfer fee makes choosing the right credit card easier than ever. Visa Credit Card Details.
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It’s free to become a Business Partner with us; gain exceptional benefits, personalized services and superb financial products! Preferred Business Partner Info