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Share Draft (Checking)

More than a Checking Account

With a share draft account, you’ll be able to spend your hard-earned money just like you would at any other financial institution but with one notable difference, all those awful fees! Check out these great perks you’ll experience with us!

  • No minimum balances or service charges
  • Unlimited deposits and withdrawals
  • Free online banking
  • Free mobile banking
  • Free Visa® ATM/Debit Card
  • Unlimited check writing and ATM transactions
  • Go green with electronic statements every month
  • Stay out of the negative with Overdraft Protection and Courtesy Pay options
  • Unlock Free Bill Payment with only 10 debit card purchases a month
If ordering checks, a $25 initial deposit is required.

Are you ready to make the switch?

Switching accounts can seem like a daunting process but our Checking Account Switch Kit is like a handy little life hack; and don’t worry, we’re here to walk you through the whole thing!

Need some more Checks?
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Yep, we have them! Bayer HFCU is awarding $7,000 to college seeking seniors this year. Scholarship Requirements
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Lost debit/credit card

That's no good, but we've got you!


After hours lost/stolen support:
909.941.1398 (collect/outside the US)

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Repos & foreclosures

Get in on those deals! To view any vehicle or property, contact the Collections Department at 304-455-4029 x 1480. CU Owned Property

NEED A Hand? we're here to help!


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platinum preferred visa®

Rates as low as 10.50% with no annual or balance transfer fee makes choosing the right credit card easier than ever. Visa Credit Card Details.
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complete card control

Manage your credit & debit card from your phone and online banking; turn it on/off, control spending limits, set transaction alerts and more.
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We pride our success on a strong culture of trust, respect and community. Does this sound like a good fit? View Career Openings