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Balance Financial Fitness

Your Path to Financial Fitness Starts Here

We care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

To speak with a counselor, call toll-free 888-456-2227. Monday–Thursday 5 AM–8 PM, Friday 5 AM–5 PM, Saturday 8 AM–5 PM (Pacific Time)


FREE WEBINARS

We're very excited to announce our free upcoming webinars! Reserve your virtual seat today.

FEBRUARY – USING CREDIT CARDS WISELY

A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach.


Sign Up   Session 1: Tuesday, February 14, 2023. Time: 1:30 pm - 2:30 pm (EST)

Sign Up   Session 2: Thursday, February 23, 2023. Time: 8:30 pm - 9:30 pm (EST)


MARCH – UNDERSTANDING CREDIT

Credit: Many want it but how do you get it? This session covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow. 


Sign Up   Session 1: Tuesday, March 14, 2023. Time: 1:30 pm - 2:30 pm (EDT)

Sign Up   Session 2: Thursday, March 23, 2023. Time: 8:30 pm - 9:30 pm (EDT) 


APRIL – RAISING A MONEY SMART KID

Earning money, spending and saving are important lessons children learn very early on in life. This session will help guide parents on effective ways to educate children about financial responsibility that can last a lifetime.


Sign Up   Session 1: Tuesday, April 11, 2023. Time: 1:30 pm - 2:30 pm (EDT)

Sign Up   Session 2: Thursday, April 20, 2023. Time: 8:30 pm - 9:30 pm (EDT)


MAY – FINANCIALLY SAVVY SENIORS

Retirement can be a great time for seniors if they are prepared financially. Attendees will learn about specific retirement concerns such as managing money, Medicare, Social Security, improving cash flow, insurance, investing, estate planning, and more.


Sign Up   Session 1: Tuesday, May 9, 2023. Time: 1:30 pm - 2:30 pm (EDT)

Sign Up   Session 2: Thursday, May 18, 2023. Time: 8:30 pm - 9:30 pm (EDT)


JUNE – BECOMING A HOMEOWNER

Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process.


Sign Up   Session 1: Tuesday, June 13, 2023. Time: 1:30 pm - 2:30 pm (EDT)

Sign Up   Session 2: Thursday, June 22, 2023. Time: 8:30 pm - 9:30 pm (EDT)






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Repos & foreclosures

Get in on those deals! To view any vehicle or property, contact the Collections Department at 304-455-4029 x 1480. CU Owned Property
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Making a difference

Positively impacting our community is important to us. We host fund raising events for the Children's Miracle Network. View Upcoming Events
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Fraud squad

We've got your back! Always working behind the scenes and providing the latest info to help you protect yourself, too. Don't be a target!

NEED A Hand? we're here to help!

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make a loan payment

Introducing Payment Portal, an easy and secure way to make online loan payments (from any device)! 
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a new way to save

Have the ‘digital change’ from your debit card transactions rounded up to the next dollar and deposited into a savings account! Cool concept, eh? Coin Catcher Details
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Love my credit union

Enjoy exclusive savings every day. Members have saved nearly $2 billion on discounts from partners! CU Reward Details