Doing paperwork and laptop

Balance Financial Fitness

Your Path to Financial Fitness Starts Here

We care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

To speak with a counselor, call toll-free 888-456-2227. Monday–Thursday 5 AM–8 PM, Friday 5 AM–5 PM, Saturday 8 AM–5 PM (Pacific Time)


FREE WEBINARS

We're very excited to announce our free upcoming webinars! Reserve your virtual seat today.

 

May - Retirement Planning Later in Life

It’s one of the most important financial considerations for anyone today. And as you get closer to retiring, it becomes more critical to have a solid plan of action. This workshop focuses on deciding when to retire, investment options, estate planning, Social Security benefits, and healthcare considerations.
 
Session 1: Tuesday, May 14, 1:30 pm ET
Session 2: Thursday, May 23, 8:30 pm ET
 

 

June - Becoming a Homeowner

Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process.


Session 1: Tuesday, June 4, 1:30 pm ET

Session 2: Thursday, June 13, 8:30 pm ET

 

July - Planning for Money Milestones

There are many important financial milestones for consumers in their 20s and 30s. To help prepare today’s “Millennials” for a positive financial future—without sacrificing fun—we take a realistic approach to managing finances. We’ll cover SMART goals, getting financially organized, building a budget, controlling expenses, wiping out debt, and much more!


Session 1: Tuesday, July 9, 1:30 pm ET

Session 2: Thursday, July 18, 8:30 pm ET

 

August - After Identity Theft

If you’re a victim of identity theft or just want to stay prepared, this workshop is a must. You’ll learn about the different types of identity theft as well as proven steps you can take to minimize its impact.
 
Session 1: Tuesday, August 13, 1:30 pm ET
Session 2: Thursday, August 18, 8:30 pm ET
For sale sign icon linking to CU Owned Properties - Repos and Foreclosures

Repos & foreclosures

Get in on those deals! To view any vehicle or property, contact the Collections Department at 304-455-4029 x 1480. CU Owned Property
Globe icon linking to Community Page - View Upcoming Events

Making a difference

Positively impacting our community is important to us. We host fund raising events for the Children's Miracle Network. View Upcoming Events
Piggy bank icon linking to Dollar Dog page - Dollar Dog Kids Club

Anytime onLine Skip-A-Payment

BHFCU now offers Anytime Online Skip-A-Payment! (You may only skip a payment once every 6 months.) . Apply and Sign Online Today!

NEED A Hand? we're here to help!

1-800.272.6003

Woman holding card and tablet

make a loan payment

Introducing Payment Portal, an easy and secure way to make online loan payments (from any device)! 
Bowl of change

a new way to save

Have the ‘digital change’ from your debit card transactions rounded up to the next dollar and deposited into a savings account! Cool concept, eh? Coin Catcher Details
Woman on laptop

Love my credit union

Enjoy exclusive savings every day. Members have saved nearly $2 billion on discounts from partners! CU Reward Details