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Skip A Payment

what is Any Time skip-A-payment?

BHFCU now offers Any Time Skip-A-Payment! (You may only skip a payment once every 6 months.) No longer a Winter or Summer Skip, you can apply during any month of the year! Skip-A-Payment on your Bayer Heritage FCU loan(s) to help lighten your load. Use the extra cash for monthly bills, unforeseen expenses, or enjoy a getaway. It’s our way of thanking you for your loyalty and showing you how much we appreciate your membership.

Use the following link if you'd like to print and mail in your Skip-A-Payment Application:

Use the following link if you'd like to sign and submit your Skip-A-Payment Application online. This DocuSign method eliminates the need to mail in the form.

Any Time Skip-A-Payment rules

  1. A fee of $35.00 per loan request is required to process your Skip-A-Payment application. Please indicate on the form below how you wish to pay the processing fee. If you Select “Outside Electronic Transfer” an additional signed form is required and a representative from the credit union will be in contact to get this completed once your Skip-A-Payment application is received. Your application will not be considered without fee payment. If your application is denied, any processing fees you submitted will be reimbursed to your Share Savings Account.

  2. At least six monthly payments must have been made on the loan(s) on which you are requesting to skip a payment. You may only skip a payment once every six months.

  3. Loans cannot be past due at the time of request and all Credit Union accounts must be in good standing. Real Estate Loans (i.e. Home Equity Lines of Credit, Home Equity Loans, Mortgages, Mobile Home Loans, etc.), Santa Helper Loans, Overdraft Protection Loans, Commercial Loans and Certificate Loans are not eligible. All applications are subject to the Credit Union’s final approval.

  4. Applications should be received at least five business days prior to loan due date. Interest will continue to accrue on unpaid balances through skipped payment period.

  5. All applications are subject to the credit union's final approval.

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