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Club Accounts

Christmas Club

Christmas is one of the best times of the year but we all fear the mail come January when all of the bills start rolling in. Save yourself some pain the next holiday season by opening up a Christmas Club Savings Account!

Set up automatic payroll deductions or stop by and make regular deposits into the account and then just forget about it. It’s that easy and convenient!

Start Saving for the Holidays Today!

  • Can be opened at any time
  • No minimum balance or monthly deposit
  • Automatic transfer of your Christmas Club funds to your savings or checking account on October 1
  • Monthly Dividends
  • Early withdrawal penalties

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Loan rates

Home improvement, revolving credit, new/used vehicles, ATV’s and more. View Loan Rates
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Lost debit/credit card

That's no good, but we've got you!


After hours lost/stolen support:
909.941.1398 (collect/outside the US)

NEED A Hand? we're here to help!


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interested in joining?

We'd be happy to have you! View eligibility requirements, check out the variety of member benefits or apply for membership!
Bayer Heritage Retirement and Investment Services

Investing your way

Tell us where you want to go and we'll help you get there. Let's travel this path together to a better position with Retirement and Investment Services.
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Quicker payment options are here: Google Pay, Apple Pay or Samsung Pay. Digital Wallet Details