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Helpful Links

Our goal, at Bayer Heritage Federal Credit Union, is to provide you the tools that you need to be an educated and financially secure member. From financial counseling and FICO scores, to fraud awareness and insurance information, we will always strive to partner with 3rd parties who provide the additional helpful information you need.

Annual Credit
Request your free annual credit report. It's quick, easy and secure.

BALANCE Financial Fitness Program
Bayer Heritage FCU provides access to free and confidential financial counseling and education through BALANCE.

Credit union members receive exclusive discounts and benefits from trusted partners! Start saving today.

myFICO: Credit Education
Everything you need to learn about your FICO score and managing your credit.

If you receive a notice from Bayer Heritage FCU requesting that you provide evidence of current insurance (as required by your loan agreement), use this secure site to submit insurance information electronically to us.

N.A.D.A. Official Car Guide
Before you buy, check the value of the car you want in the N.A.D.A. Official Car Guide. 

NCUA: How Your Accounts are Federally Insured
The National Credit Union Administration, commonly referred to as NCUA, s the federal government agency that charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). 

NCUA Insurance Video
View the NCUA Insurance video to learn about the safety and security of your Credit Union. 

TurboTax and H&R Block 
Need help this tax season? Credit union members get special member savings and expert help with TurboTax and H&R Block.

Tax ID Number (EIN)
It is FREE to set up a Tax ID Number (EIN) through the IRS website or their toll free phone number: (800) 829-4933. This can be used for estates, businesses, trusts, organizations, etc. There is no need to pay 3rd party companies for this service.

TruStage Insurance options for members of Bayer Heritage Federal Credit Union. Life, AD&D, Auto, Property
Credit card icon linking to Online Security & Fraud Info - Lost Debit/Credit Card

Lost debit/credit card

That's no good, but we've got you!


After hours lost/stolen support:
909.941.1398 (collect/outside the US)

University building icon linking to BHFCU Scholarship page - Scholarship Requirements


Yep, we have them! Bayer HFCU is awarding $7,000 to college seeking seniors this year. Scholarship Requirements

NEED A Hand? we're here to help!


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here to help you grow

Commercial Loan Financing – here for you, with competitive financing tailored to your individual business needs.
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Love my credit union

Enjoy exclusive savings every day. Members have saved nearly $2 billion on discounts from partners! CU Reward Details
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Smart Option Student Loans®

Pay for college the smart way with three great repayment options and competitive interest rates! Student Loan Options