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Traditional & Roth IRAs

Planning for Your Retirement is Important

No matter what stage of life you’re in, saving now with an IRA can better prepare you financially for your future, especially during retirement. Whether you are just starting out in your career, planning for your family, or close to retirement, it’s never too late to start saving with a Traditional or Roth IRA and to take advantage of the many benefits that they can offer along the way.

Bayer Heritage Federal Credit Union offers both Traditional IRA and Roth IRA Share Accounts and Share Certificates for your tax deferred funds. We can accept Direct Transfers and Direct Rollovers from IRAs and Qualified Pension Plans from other institutions as well as your eligible IRA contributions.

Start Planning Today with IRAs!

Traditional IRA

Roth IRA

more ira information

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upcoming travels?

Help us protect you!
Call 1-800-272-6003 or mark your cards for travel using Card Controls in our mobile app. 
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Yep, we have them! Bayer HFCU is awarding $7,000 to college seeking seniors this year. Scholarship Requirements

NEED A Hand? we're here to help!


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a new way to save

Have the ‘digital change’ from your debit card transactions rounded up to the next dollar and deposited into a savings account! Cool concept, eh? Coin Catcher Details
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make a loan payment

Introducing Payment Portal, an easy and secure way to make online loan payments (from any device)! 
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smartphone payments with a tap

Quicker payment options are here: Google Pay, Apple Pay or Samsung Pay. Digital Wallet Details