Putting coin in piggy bank

Traditional & Roth IRAs

Planning for Your Retirement is Important

No matter what stage of life you’re in, saving now with an IRA can better prepare you financially for your future, especially during retirement. Whether you are just starting out in your career, planning for your family, or close to retirement, it’s never too late to start saving with a Traditional or Roth IRA and to take advantage of the many benefits that they can offer along the way.
 
Bayer Heritage Federal Credit Union offers both Traditional IRA and Roth IRA Share Accounts and Share Certificates for your tax deferred funds. We can accept Direct Transfers and Direct Rollovers from IRAs and Qualified Pension Plans from other institutions as well as your eligible IRA contributions.
 

Start Planning Today with IRAs!

 

Traditional IRA

 

Roth IRA

 

Rollovers and Conversions

 
Suitcase with handle icon

upcoming travels?

Help us protect you! Call 1-800-272-6003. Select 1 for Card Services. Choose Debit or Credit Card.
University building icon linking to BHFCU Scholarship page - Scholarship Requirements

Scholarships!

Yep, we have them! Bayer HFCU is awarding $7,000 to college seeking seniors this year. Scholarship Requirements
 

NEED A Hand? we're here to help!

1-800.272.6003

Bowl of change

a new way to save

Have the ‘digital change’ from your debit card transactions rounded up to the next dollar and deposited into a savings account! Cool concept, eh? Coin Catcher Details
Woman holding card and tablet

make a loan payment

Introducing Payment Portal, an easy and secure way to make online loan payments (from any device)! 
Woman paying by touching phone to reader

smartphone payments with a tap

Quicker payment options are here: Google Pay, Apple Pay or Samsung Pay. Digital Wallet Details