Open a Share (Savings) Account – Become a lifetime member!
You can join Bayer Heritage Federal Credit Union with a $5 minimum deposit to your Share Savings Account. This $5.00 represents that you are a shareholder, or member. All members have access to our great products and services and, as a member, your immediate family members are eligible to take advantage of these benefits too!
Still not convinced? Not only is this the best place for your hard-earned money, but you'll have access to all the benefits of Bayer Heritage FCU membership. You can run for a position on our volunteer Board of Directors and vote for your credit union's leadership. And you'll remain a member of BHFCU as long as you maintain a minimum $5.00 balance in your Share Savings Account and keep your account active with a yearly transaction.
Your "Share" in our credit union is a great way to start saving today!
Your share savings account is your “share” in our credit union, but it is also a good start for all your savings goals.
- 5.00 minimum balance
- Dividends posted monthly
- No monthly maintenance fee
- Add up to 10 new shares for savings
- Individual deposit accounts federally insured by NCUA up to $250,000.00
- 24/7 access to your account through online banking, mobile app, iTalk 24 Hour Phone Teller, ATM/Debit card
High Yield savings account
Earn up to 10% APY* on the first $1000 in our new High Yield Savings account! See all the details.
VACATION ACCOUNT
Planning your dream vacation? Start saving for your adventure today by opening a Vacation Club Savings Account! Set up automatic payroll deductions or stop by and make regular deposits into the account and then just watch it grow. It’s that simple!
- Can be opened at any time
- No minimum balance or monthly deposit
- Monthly Dividends
YOU WORK HARD ALL YEAR SO PLAN A VACATION YOU DESERVE!
upcoming travels?
Help us protect you!
Call 1-800-272-6003 or mark your cards for travel using Card Controls in our mobile app.



