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Share (Savings) Accounts

Open a Share (Savings) Account – Become a lifetime member!

You can join Bayer Heritage Federal Credit Union with a $5 minimum deposit to your Share Savings Account. This $5.00 represents that you are a shareholder, or member. All members have access to our great products and services and, as a member, your immediate family members are eligible to take advantage of these benefits too!

Still not convinced? Not only is this the best place for your hard-earned money, but you'll have access to all the benefits of Bayer Heritage FCU membership. You can run for a position on our volunteer Board of Directors and vote for your credit union's leadership. And you'll remain a member of BHFCU as long as you maintain a minimum $5.00 balance in your Share Savings Account and keep your account active with a yearly transaction.

Your "Share" in our credit union is a great way to start saving today!

Your share savings account is your “share” in our credit union, but it is also a good start for all your savings goals.

  • 5.00 minimum balance
  • Dividends posted monthly
  • No monthly maintenance fee
  • Add up to 10 new shares for savings
  • Individual deposit accounts federally insured by NCUA up to $250,000.00
  • 24/7 access to your account through online banking, mobile app, iTalk 24 Hour Phone Teller, ATM/Debit card


Planning your dream vacation? Start saving for your adventure today by opening a Vacation Club Savings Account!
Set up automatic payroll deductions or stop by and make regular deposits into the account and then just watch it grow. It’s that simple!


  • Can be opened at any time
  • No minimum balance or monthly deposit
  • Monthly Dividends

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upcoming travels?

Help us protect you!
Call 1-800-272-6003 or mark your cards for travel using Card Controls in our mobile app. 
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Applied for a loan or account recently and need to check the status? Click here!

NEED A Hand? we're here to help!


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here to help you grow

Commercial Loan Financing – here for you, with competitive financing tailored to your individual business needs.
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a new way to save

Have the ‘digital change’ from your debit card transactions rounded up to the next dollar and deposited into a savings account! Cool concept, eh? Coin Catcher Details
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complete card control

Manage your credit & debit card from your phone and online banking; turn it on/off, control spending limits, set transaction alerts and more.