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Personal


Whatever your needs, we have personal loans to help meet them!

Enjoy competitive interest rates and an easy application process.

  • Vacation
  • Emergency
  • Personal
  • Christmas
  • School Expenses
  • Home Improvement
  • Personal Line of Credit
  • Overdraft Protection

Payment Protection Available for Your Peace of Mind

  • Life PlusCancels 100% of your protected balance up to $100,000 (under age 70) and 25% of your protected balance up to $25,000 (after age 70) should you become deceased before paying off the loan. This protects your family from inheriting your debts. Additional protection including: Accidental Dismemberment, Terminal Illness, Hospitalization and Family Medical Leave.
  • Disability: Cancels your monthly loan payments for a period of time if you are unable to work due to illness or injury.
  • Involuntary Unemployment: Cancels your monthly loan payments for a period of time if you become involuntarily unemployed.

In 2022, TruStage paid $1,565,730.55 in Payment Protection claims for Bayer Heritage FCU members.

LIFE, DISABILITY, INVOLUNTARY UNEMPLOYMENT CLAIM?
We’re here to help. In your time of need, our claims process is quick and easy. Fill out a claim form here:


  

Added benefits to your loan:

  • Special Rate Discounts for Payment Protection, Auto Pay, or ACH
  • No Prepayment Penalties
  • Flexible loan terms

Visit a lending professional at one of our local branches.

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Repos & foreclosures

Get in on those deals! To view any vehicle or property, contact the Collections Department at 304-455-4029 x 1480. CU Owned Property
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APPLICATION STATUS

Applied for a loan or account recently and need to check the status? Click here!
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Loan rates

Home improvement, revolving credit, new/used vehicles, ATV’s and more. View Loan Rates

NEED A Hand? we're here to help!

1-800.272.6003

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make a loan payment

Introducing Payment Portal, an easy and secure way to make online loan payments (from any device)! 
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here to help you grow

Commercial Loan Financing – here for you, with competitive financing tailored to your individual business needs.
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interested in joining?

We'd be happy to have you! View eligibility requirements, check out the variety of member benefits or apply for membership!