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Member Benefits

So Many Great Reasons to Join Our Family!

We’re here for you! As a Bayer Heritage Federal Credit Union member, you’ll benefit from personal attention, high dividends, low rates, convenience and value-added products and services. Most importantly, your membership in Bayer Heritage FCU represents a share in ownership. Your membership stays with you whether you retire, relocate or change jobs. Once a member, always a member.

Great Rates & Dividends

  • Attractive dividends on Share, Christmas Club, Vacation Accounts, IRAs and Share Certificates
  • Low rates for building, buying or refinancing homes
  • Great rates for buying cars, recreational vehicles and more
  • Exceptional rates on lines of credit

Convenience & Access

Free Products & Services

We would love to have you join our family today!

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Locations & Info

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Making a difference

Positively impacting our community is important to us. We host fund raising events for the Children's Miracle Network. View Upcoming Events
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Applied for a loan or account recently and need to check the status? Click here!

NEED A Hand? we're here to help!


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complete card control

Manage your credit & debit card from your phone and online banking; turn it on/off, control spending limits, set transaction alerts and more.
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Smart Option Student Loans®

Pay for college the smart way with three great repayment options and competitive interest rates! Student Loan Options
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Love my credit union

Enjoy exclusive savings every day. Members have saved nearly $2 billion on discounts from partners! CU Reward Details