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Visa Credit Card

low rates, no fees and great benefits with our Platinum Visa 

Tired of paying fees on your credit card? We have a Platinum card that's just what you're looking for!

  • No balance transfer fee
  • No cash advance fee
  • No annual fee
  • Cash advance at same rate as current rate
  • Statement grace period of 25 days
  • Mark your card lost/stolen via Card Controls in our online banking and mobile app
  • Add travel info via Card Controls in our mobile app
  • Fraud notifications
  • Ability to freeze and unfreeze your card
  • Monitored by a fraud prevention network
  • 24 hours a day, 7 days a week protection
  • Detect unusual activity outside the normal spending pattern and geographical area


All of the same benefits you love of our Platinum Visa while working towards establishing your credit!

  • No annual fee
  • Earn interest on your deposit
  • Help establish or re-establish your credit
  • Get approved for a secured credit card when you can't get approved for a traditional credit card


For better card security, please let us know when you're planning to travel. You can conveniently note your card for travel in the Card Control area in our mobile app. You can also call us at 800-272-6003 and we will be happy to note your account to avoid any inconvenience.

Visa Credit Card Dispute (Unauthorized Transactions)

If you believe there has been an unauthorized transaction against your card, please call our Dispute Specialist:


Mon - Fri, 7:30 am - 5:00 pm ET and Sat, 8:30 am - 12:00 pm ET

Have the following information ready:

  • 16 Digit Card Number
  • Transaction Date
  • Merchant Name
  • Supporting Documents



  • Life PlusCancels 100% of your protected balance up to $100,000 (under age 70) and 25% of your protected balance up to $25,000 (after age 70) should you become deceased before paying off the loan. This protects your family from inheriting your debts. Additional protection including: Accidental Dismemberment, Terminal Illness, Hospitalization and Family Medical Leave.
  • Disability: Cancels your monthly loan payments for a period of time if you are unable to work due to illness or injury.
  • Involuntary Unemployment: Cancels your monthly loan payments for a period of time if you become involuntarily unemployed.

We’re here to help. In your time of need, our claims process is quick and easy. Fill out a claim form here:

Added Benefits to Your Loan:

  • Special Rate Discounts for Payment Protection, Auto Pay, or ACH
  • No Prepayment Penalties

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Want to add more security to your debit & credit cards? Add card controls in our mobile app & online banking.
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digital wallet

Talk about convenience! Make purchases directly from your mobile device using Digital Wallet
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Locations & Info

NEED A Hand? we're here to help!


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new Business services!

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Smart Option Student Loans®

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